Restoration Services

Credit Repair Services

Negative items dragging down your score? Our professional credit repair service disputes and removes inaccurate, unverifiable, and outdated items from your credit report — legally and effectively.

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Negative Items

What We Can Remove

Late Payments
Collections
Charge-Offs
Repossessions
Bankruptcies
Foreclosures
Hard Inquiries
Student Loan Defaults
Medical Debt
Judgments
Tax Liens
Identity Theft Items
Our Process

How Credit Repair Works

01

Free Credit Analysis

We pull and review your full credit report across all three bureaus — Equifax, Experian, and TransUnion — to identify every negative item, error, and opportunity for improvement.

02

Custom Dispute Letters

We craft professional, bureau-specific dispute letters targeting inaccurate, unverifiable, and outdated negative items. Each letter is tailored to the specific item and bureau.

03

Bureau Submission

We submit disputes directly to Equifax, Experian, and TransUnion. Bureaus are legally required to investigate and respond within 30 days under the Fair Credit Reporting Act (FCRA).

04

Follow-Up & Escalation

We monitor responses and escalate unresolved disputes with additional documentation, goodwill letters, and debt validation requests to creditors when necessary.

05

Credit Coaching

Once negative items are removed, we guide you on building positive credit history, managing utilization, and maintaining a strong profile long-term.

Why Choose FL Tradelines for Credit Repair

FCRA-compliant dispute process
All three bureaus addressed simultaneously
Personalized strategy for your credit profile
Transparent progress updates throughout
Experienced team based in Miami, FL
Combine with tradelines for maximum results

100% Legal & Compliant

FCRA-compliant authorized user process used by millions

Your Data Is Safe

We never sell or share your personal information

Verified Tradelines

All accounts have perfect payment history & low utilization

Fast Turnaround

Added within 3–5 business days, results in 30–45 days

5.0

Average Rating

200+

Satisfied Clients

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Frequently Asked Questions

Is buying a tradeline legal?
How fast will I see results?
Will I receive a physical card?
How do I pay?
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FL Tradelines

FL Tradelines is a Miami-based credit services company helping individuals and businesses build stronger credit profiles through authorized user tradelines and aged Florida corporations.

600 Brickell Ave, FL19
Miami, FL 33131
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@fltradelines

Information

FCRA Compliant
SSL Secured
Florida Registered

Legal Disclaimer: Adding authorized users to credit accounts is a legal and widely practiced method of credit building. FL Tradelines does not guarantee specific credit score increases. Results vary based on individual credit profiles. All tradeline sales are final.

© 2026 FL Tradelines. All rights reserved.

FCRA

Compliant

SSL

Secured

FLORIDA

Registered

PRIVACY

Protected

VERIFIED

Business

5-STAR

Rated

Trusted by 200+ clients across Florida and nationwide